- SINGAPORE
The Ultimate Guide To Expat Insurance In Singapore – Stay Covered, Stress-Free!
Protection For Your Loved Ones
Moving to and living in Singapore can be an exciting and anxiety-inducing experience for any foreigner. Whether you are relocating to Singapore for work or personal reasons, one of the key priorities is to ensure that you, your partner and kids are well protected when it comes to healthcare. Given that medical costs are oftentimes not subsidized for non-Singaporeans and permanent residents, getting a good medical insurance coverage is paramount to keeping your expenses low and giving you a peace of mind. Read on to find out more about the available insurance plans for foreigners in Singapore.
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FWD INTERNATIONAL HEALTH INSURANCE: Suntec *Best Insurance Plans & Coverage for Expats in Singapore
Worldwide Coverage & Customisable PlanFWD's international health insurance offers worldwide coverage for expatriates, as well as Singapore citizens and event students. Depending on your choice of coverage, you can get access to medical facilities in whichever country you are in! Their protection limit of up to half a million i.e. SG$500,000 for accidental death and disability ensures that you and your loved ones are well-taken care of when there are any unfortunate events. Choose to add on maternity benefits, vision and dental benefits as well.
- More Details: Click Here
- Get A Quote: Click Here
- Existing Promotions: Click Here
FWD Singapore, 6 Temasek Blvd, #18-01 Suntec Tower 4, Singapore 038986, 6820 8888, www.fwd.com.sg
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HSBC INTERNATIONAL EXCLUSIVE: Multiple locations *Best Insurance Plans & Coverage for Expats in Singapore
High Claim Limit AmountWith a higher claim limit amount and the option to add on pregnancy and other maternity benefits, this makes HSBC International Exclusive one of the more attractive health insurance plans for both expatriates and even Singaporeans. Claim limits can go up to SG$5 million annually, and also covers treatments needed for pre-existing conditions. The plan's outpatient coverage includes general and specialist consultations, diagnostic procedures, prescriptions, out-patient surgical procedures, alternative treatments and more. There are 3 available plans - all of which comes with the option choosing between worldwide or worldwide excluding USA or Asia coverage.
- HSBC Life GlobalCare Health Plan: Click Here
- Savings Plans: Click Here
- Personal Accident Plans: Click Here
- Legacy Planning: Click Here
HSBC, Multiple locations, www.insurance.hsbc.com.sg/health/products/international-exclusive
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CIGNA SILVER PLAN: Suntec *Best Insurance Plans & Coverage for Expats in Singapore
Multiple Levels of Coverage AvailableCigna Silver Plan offers one of the most comprehensive international health insurance, with multiple optional add-ons. Their Silver plan provides coverage for inpatient, daypatient and accommodation costs, as well as coverage for cancer, mental health and more. Opt for their Gold and Platinum plans if you are looking to be insured for maternity inpatient and daypatient care. The annual limit for Silver and Gold plans are SG$1 million and SG$2 million respectively, while the Platinum plan offers unlimited overall annual limits. You also have the flexibility to choose your coverage of choice, depending on your budget and preference!
- Product Brochure: Click Here
- Product Summary: Click Here
- Application Form: Click Here
Cigna Healthcare, 152 Beach Rd, #33-05 The Gateway East, Singapore 189721, www.cigna.com.sg/individual-health-insurance
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MSIG PRESTIGE HEALTHCARE ELITE: Shenton Way *Best Insurance Plans & Coverage for Expats in Singapore
Access To State-of-Art TreatmentsIf you are looking for a plan with low budget but high coverage, perhaps consider MSIG Prestige Healthcare Elite. The plan covers up to SG$3 million for inpatient and outpatient treatments, cancer treatments, organ transplants, casualty ward accident services and more. If you happen to be hospitalized overseas, MSIG also doubles your international cover from SG$1 million to SG$2 million! There is also the option to add on maternity benefits. Need to submit a claim? Fret not as all hospital expenses are settled directly by MSIG so that you can enjoy a cashless service!
- Critical Illness Insurance: Click Here
- Health Insurance: Click Here
MSIG Insurance, 4 Shenton Way #21‑01 SGX Centre 2, Singapore 068807, www.msig.com.sg
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INCOMESHIELD: Multiple Locations *Best Insurance Plans & Coverage for Expats in Singapore
Over 300 Panel ClinicsFor a more affordable medical insurance plan, perhaps consider IncomeShield, which is usually targeted to the general public. The standard plan provides access to over 600 specialists in private practice island-wide and have up to SG$200,000 annual limit per policy year. It also offers coverage with no lifetime limit, giving your loved ones a peace of mind if anything unforeseen happens. The claims processes are generally seamless and fuss-free as well!
- Ongoing Promotions: Click Here
- Travel Insurance: Click Here
- Income Treats: Click Here
NTUC Income, Multiple Locations, www.income.com.sg/health-insurance/incomeshield/foreigner-premium-rates
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AIA HEALTHSHIELD GOLD MAX: Multiple Location *Best Insurance Plans & Coverage for Expats in Singapore
Comprehensive Health Insurance PlanAIA HealthShield Gold Max is a MediSave-approved Integrated Shield Plan consisting of MediShield Life and private insurance coverage for private or public hospital treatment. It offers a high annual limit coverage of SG$2 million, with guaranteed lifetime coverage. Even after a claim, there is no change to your premiums. You can also opt to add on additional coverage such as cancer care as well as emergency and outpatient booster care to your plans!
- Personal Accident Plans: hClick Here
- Life Insurance: Click Here
- Wealth Management: Click Here
AIA, Multiple Locations, www.aia.com.sg/en/our-products/health/medical-insurance/aia-healthshield-gold-max
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LIBERTY MYHEALTH: Raffles Place *Best Insurance Plans & Coverage for Expats in Singapore
Flexible International PlansLiberty Insurance's MyHealth offers a flexible international plan depending on your needs, with an annual limit starting at SG$2 million and goes up to SG$6 million! Its hospital and surgery benefits even cover parental accommodation, cancer treatment, kidney dialysis, and organ transplant under its Essential plan. Its Elite plan, which is the most premium of the three, provides additional coverage for neonatal disabilities, pregnancy complications, and the option to include your newborns. Every hospital plan also also comes with assistance such as legal expenses and assistance, compassionate travel and cash advances - giving you a peace of mind during unforeseen circumstances!
- Home Insurance Plans: Click Here
- Worker Insurance Plans: Click Here
- Overseas Student Insurance Plans: Click Here
Liberty Insurance, #25-01 One Raffles Quay, Singapore 048583, www.libertyinsurance.com.sg/myhealth
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ALLIANZCARE: Robinson Road *Best Insurance Plans & Coverage for Expats in Singapore
Market Leader in International Health InsuranceAs one of the leading international health insurance providers in Asia Pacific, Allianz Care offers a comprehensive health insurance coverage that includes doctor visits, diagnostic tests, cancer treatments, vaccinations, surgeries and more! They offer a seamless one-stop service platform via their MyHealth application,with services such as Telehealth and Expat assistance programmes to help expatriates navigate the challenges of the local healthcare system. Their Classic Individual plans offers an annual limit of SG$2,952,500 while their Premier Individual plans offers an annual limit of up to SG$6.5 million. Optional add-ons include outpatient benefits, dental as well as maternity benefits.
- Critical Illness cover: Click Here
- Short-term International Health Insurance: Click Here
- Specialized International Healthcare Plans: Click Here
Allianz Care, https://www.allianzcare.com/en/international-expat-health-insurance/international-healthcare-for-individuals-in-singapore.html
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RAFFLES ELITE CARE: North Bridge *Best Insurance Plans & Coverage for Expats in Singapore
Comprehensive Medical PlanRaffles Elite Care is a comprehensive medical plan designed to take care of your healthcare needs whether you are in Singapore or anywhere else! There are 3 different plans available, with an annual limit of up to SG$1,000,000, offering you options to fit one that fits your needs and budget. All their medical plans comes with hospitalization and surgical coverage, health screening benefits, and outpatient medical coverage, which also includes teleconsultation and Traditional Chinese Medicine!
- Product Brochure: Click Here
- Global Medical Coverage: Click Here
Raffles Health Insurance, 585 N Bridge Rd, Level 1 Raffles Hospital, Singapore 188770, www.raffleshealthinsurance.com/products/personal/regional-medical-cover/raffles-elite-care/
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GREAT SUPREMEHEALTH: Multiple Locations *Best Insurance Plans & Coverage for Expats in Singapore
Extensive Coverage for Medical BenefitsGreat Eastern is no doubt one of the more reputable insurance providers around, and for a good reason so. Its Great SupremeHealth medical plan is extremely comprehensive, and covers additional inpatient benefits such as organ transplant, accidental dental treatment, stem cell transplant and pregnancy and childbirth complications. The hospital and ward class entitlements cover both private and restructured hospitals. They also provide coverage for overseas emergency medical and surgical treatment as well, giving you a peace of mind wherever you may be!
- Personal Accident Insurance: Click Here
- Wealth Accumulation: Click Here
- Life Insurance: Click Here
Great Eastern, Multiple Locations, www.greateasternlife.com/sg/en/personal-insurance.html
Additional Info:
Other International Health Insurance Plans for Expatriates:
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